Rental Yield Calculator

Updated August 2026 Last reviewed 10 August 2026 Mortgage & Property

Rental yield is the annual rent you receive as a percentage of the property price. It is the quickest way to compare how good an investment a property is.

Enter the price, monthly rent and running costs to see both gross and net yield.

Your details

Letting fees, insurance, maintenance, ground rent

Results

Gross rental yield
6.00%
Before running costs
Net rental yield
4.80%
After running costs
Annual rent
£12,000.00
Net annual income
£9,600.00
Monthly net income
£800.00

How the calculation works

We believe numbers should be transparent. Here is the formula behind this calculator.

Gross yield = annual rent ÷ price × 100 · Net yield = (annual rent − costs) ÷ price × 100

Worked example

Worked example: £200,000 property, £1,000/month rent

Annual rent: £1,000 × 12 = £12,000.
Gross yield = £12,000 ÷ £200,000 = 6%.
With £2,400 of costs: net income £9,600, net yield 4.8%.

Important assumptions

  • Yield ignores mortgage costs, tax and capital growth.
  • Running costs should cover realistic maintenance and voids.
  • This is a screening figure — use the buy-to-let calculator for the full picture.

Frequently asked questions

What is a good rental yield?

In the UK, gross yields of 4–6% are typical, with higher yields in the north of England and Wales and lower yields in London and the south-east. Net yield after costs is the figure that matters.

Gross or net yield — which should I use?

Net yield, because it accounts for the costs of owning and letting the property. Gross yield is a quick comparison tool; net yield is the real return.

Does yield include capital growth?

No. Yield is income only. Many landlords care about total return — yield plus capital growth. This calculator shows the income side.

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Related guides

New to the topic? Read a plain-English guide on mortgage & property, with worked examples and tips.

These calculations are estimates for guidance only and are not professional financial, tax or legal advice. UK rates and rules change, so always verify important figures with official GOV.UK / HMRC information or speak to a qualified professional. See our full disclaimer.