Terms & conditions

Last reviewed: 9 August 2026. This page is for general information only and is not legal, tax or financial advice.

These terms govern your use of UK Finance & Accountancy Tools ("the site"). By using the site you agree to these terms. If you don't agree, please don't use the site.

What the site is

The site provides free calculators, general information and educational guides about UK finance and accountancy. It is a general-purpose tool for understanding figures — it is not a financial adviser, accountant, mortgage broker or tax agent, and it does not provide regulated advice.

No advice, no guarantees

  • The results are estimates based on the rates and rules we believe to be current, and may not match an official calculation (for example from HMRC, a bank or a conveyancer).
  • We work hard to keep figures accurate and up to date, but we don't guarantee that the site, its results or its content are error-free, complete or up to date.
  • You are responsible for how you use the results and for checking them against official sources before relying on them.
  • To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of the site or reliance on its content.

Acceptable use

You must not use the site to violate any law or regulation, interfere with the site or its infrastructure, attempt to gain unauthorised access, or submit misleading or abusive contact messages.

Intellectual property

Unless otherwise stated, the site's content and design are our property (or are licensed to us). You may view and share the content for personal, non-commercial use with a link back to the source page. You may not republish it commercially without permission.

Availability

The site is provided "as is" and "as available". We may update, restrict or discontinue any part of it at any time, and we're not liable if the site is unavailable.

Links

The site may link to external websites (such as GOV.UK and HMRC). We don't control those sites and accept no responsibility for their content.

Changes to these terms

We may update these terms from time to time. Updated terms will be published on this page. Continued use of the site after changes means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales.