Salary & Tax Calculators
Work out take-home pay, income tax, National Insurance and student loan repayments. Updated for the current tax year with official HMRC rates.
Salary Calculator
See your annual, monthly and weekly take-home pay with a full income tax and National Insurance breakdown.
Use calculatorIncome Tax Calculator
See how much Income Tax you pay and how it falls across the tax-free, basic, higher and additional rate bands.
Use calculatorNational Insurance Calculator
Work out your Class 1 employee National Insurance contributions and what you keep after NI.
Use calculatorEmployer National Insurance Calculator
Work out the Class 1 employer National Insurance you pay on top of an employee’s gross salary.
Use calculatorStudent Loan Calculator
See how much of your income goes to student loan repayments, based on your plan and earnings.
Use calculatorHourly Rate Calculator
Turn an annual salary into an hourly rate and see the take-home pay behind it.
Use calculatorOvertime Calculator
See how much of your overtime pay you keep after tax and National Insurance.
Use calculatorBonus Tax Calculator
See how much of your bonus you keep after Income Tax and National Insurance.
Use calculatorPay Rise Calculator
Compare an old and new salary to see your real take-home increase.
Use calculatorSalary Comparison Calculator
Compare two salaries side by side — take-home, tax, NI, pension and student loan.
Use calculatorPayslip Calculator
A real payslip, not an average: choose the pay period, add a bonus, overtime, SSP or SMP, and see exactly what lands in your bank account this month and so far this year.
Use calculatorHigh Income Child Benefit Charge Calculator
See how much Child Benefit you repay through the High Income Child Benefit Charge when you or your partner earns over £60,000.
Use calculatorPension Tax Relief Calculator
See how much tax relief you get on personal pension contributions, including the extra 20% and 25% higher-rate relief.
Use calculatorMarginal Tax Rate Calculator
Work out the true marginal rate on extra income — Income Tax plus National Insurance, dividends or self-employed Class 4.
Use calculatorEffective Tax Rate Calculator
See your true average tax rate — Income Tax plus National Insurance as a percentage of everything you earn.
Use calculatorPension Annual Allowance Taper Calculator
Check whether the tapered annual allowance cuts your £60,000 pension allowance, and estimate any annual allowance charge.
Use calculatorStatutory Redundancy Pay Calculator
Estimate your statutory redundancy pay based on age, length of service and weekly pay — with the statutory weekly cap applied.
Use calculatorRead up on salary & tax
New to the topic? Start with a plain-English guide, then put the numbers into the calculators above.
How UK Income Tax works
The tax-free allowance, rate bands and how PAYE takes tax from your pay.
Read the guide TaxUnderstanding tax bands
Basic, higher and additional rate explained with worked examples.
Read the guide TaxPAYE explained
How pay as you earn collects Income Tax and NI from your salary.
Read the guide TaxHow to read a payslip
Every line on your pay slip decoded — payments, deductions, year-to-date, and why a bonus month looks different.
Read the guide TaxUK tax rates and allowances 2026/27
Every UK tax rate and allowance for the 2026/27 tax year in one place — income tax, National Insurance, VAT, dividends, corporation tax, student loans and more.
Read the guide TaxHigh Income Child Benefit Charge explained
How the High Income Child Benefit Charge works — the £60,000 threshold, the 1% clawback and what you repay.
Read the guide TaxPension tax relief explained
How pension tax relief works — 20% added at source, extra relief for higher and additional-rate taxpayers, and the annual allowance.
Read the guide