Cost of Living Calculators

2 calculators Updated for tax year 2026/27 Topic hub All calculators

Build a budget and see how day-to-day living costs in the UK stack up against your income.

Budget Calculator

A simple 50/30/20 budget: needs, wants and savings from your take-home pay.

Add up your monthly and annual living costs across the main spending categories.

Guides

New to the topic? Start with a plain-English guide, then put the numbers into the calculators above.

How to create a simple 50/30/20 budget that splits your after-tax income into needs, wants and savings — and actually stick to it.

Three to six months of costs — and how to get there.